Natural hazards · Temple

Temple, NH natural hazards

Most of the natural-hazard damage FEMA expects in Temple comes from inland flooding, and overall the risk is low for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Temple?

Low

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Temple to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding63%Hurricanes14%Tornadoes8%Everything else16%

By hazard

What Temple faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

63% of expected damage

Above average · higher than 52% of U.S. places

Recorded about 2 times a year in the area

Hurricanes

14% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once every 9 years in the area

Tornadoes

8% of expected damage

Above average · higher than 52% of U.S. places

Recorded about once every 88 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDroughtAvalanches

Not a risk here

Coastal floodingTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Temple flood?

FEMA's records show no paid flood insurance claims in Temple.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Temple isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hillsborough County.

Disasters that hit Temple

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Temple itself: aid to households, or repair grants to the Town of Temple.

Brought FEMA money into TempleDeclared for Hillsborough County only

2015

Severe Winter Storm and Snowstorm

$4K to the Town of Temple for repairs

2013

Severe Winter Storm and Snowstorm

$10K to the Town of Temple for repairs

2011

Severe Storm and Snowstorm

$7K to the Town of Temple for repairs

2008

Severe Winter Storm

$116K to the Town of Temple for repairs

2007

Severe Storms and Flooding

1 household applied for aid $3K aid approved $82K to the Town of Temple for repairs

2006

Severe Storms and Flooding

1 household applied for aid $874 aid approved

2005

Severe Storms and Flooding

$6K to the Town of Temple for repairs

2005

Record Snow

$12K to the Town of Temple for repairs

2005

Record And/Or Near Record Snow

$13K to the Town of Temple for repairs

Hillsborough County has had 26 natural disasters declared since 1953, most often severe storms and winter storms.

Around Temple

Temple and the towns around it

Very lowLowModerateHighVery high

Wiltonmostly inland floodingHigh

Peterboroughmostly inland floodingHigh

Lyndeboroughmostly inland floodingModerate

New Ipswichmostly inland floodingModerate

Templemostly inland floodingLow

Sharonmostly inland floodingLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Temple covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Temple’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Temple. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Temple total about $1.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.