TownTapestry
Sign inJoin
SuttonGood night
Natural hazards · Sutton

Sutton, NH natural hazards

Most of the natural-hazard damage FEMA expects in Sutton comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2005. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sutton?

58
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sutton to be higher than in 58% of U.S. communities, mostly from inland flooding.

Inland flooding78%Hurricanes7%Everything else15%
By hazard

What Sutton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 78% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

7% of expected damage
Well above average · higher than 80% of U.S. places
Recorded about once every 14 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sutton flood?

Every paid claim on a federal flood insurance policy in Sutton, from FEMA’s records.

2paid claims since 2005
$12Kpaid to owners
0homes flooded more than once
20052026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Sutton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Merrimack County.
Disasters that hit Sutton

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sutton itself: aid to households, or repair grants to the Town of Sutton.

Brought FEMA money into SuttonDeclared for Merrimack County only
2017

Severe Storm and Flooding

$12K to the Town of Sutton for repairs
2011

Tropical Storm Irene

$13K to the Town of Sutton for repairs
2008

Severe Winter Storm

$28K to the Town of Sutton for repairs
2007

Severe Storms and Flooding

$129K to the Town of Sutton for repairs
2006

Severe Storms and Flooding

1 household applied for aid $64K to the Town of Sutton for repairs
2005

Severe Storms and Flooding

$19K to the Town of Sutton for repairs
2005

Record And/Or Near Record Snow

$8K to the Town of Sutton for repairs
2003

Snow

$16K to the Town of Sutton for repairs
2001

Snow

$5K to the Town of Sutton for repairs
Merrimack County has had 24 natural disasters declared since 1953, most often severe storms and floods.
Around Sutton

Sutton and the towns around it

Newbury: Moderate, mostly inland floodingWarner: High, mostly inland floodingNew London: Very low, mostly inland floodingWilmot: Very high, mostly inland floodingBradford: High, mostly inland floodingSunapee: Moderate, mostly inland floodingGoshen: High, mostly inland floodingSalisbury: High, mostly inland floodingWebster: High, mostly inland floodingHopkinton: High, mostly inland floodingSpringfield: High, mostly inland floodingDanbury: Very high, mostly inland floodingAndover: High, mostly inland floodingSutton: Moderate, mostly inland flooding SuttonNewburyWarnerNew LondonWilmot
Very lowLowModerateHighVery high
Wilmotmostly inland floodingVery high
Warnermostly inland floodingHigh
Suttonmostly inland floodingModerate
Newburymostly inland floodingModerate
New Londonmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sutton covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Sutton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sutton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sutton total about $1.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Sutton, NHMerrimack CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Sutton is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map