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Natural hazards · Surry

Surry, NH natural hazards

Most of the natural-hazard damage FEMA expects in Surry comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2012. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Surry?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Surry to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding78%Everything else23%
By hazard

What Surry faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

78% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about once a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Surry flood?

Every paid claim on a federal flood insurance policy in Surry, from FEMA’s records.

1paid claims since 2012
$9Kpaid to owners
0homes flooded more than once
20122026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Surry isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cheshire County.
Disasters that hit Surry

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Surry itself: aid to households, or repair grants to the Town of Surry.

Brought FEMA money into SurryDeclared for Cheshire County only
2013

Severe Storms, Tornadoes, and Flooding

$271K to the Town of Surry for repairs
2012

Severe Storm and Flooding

$247K to the Town of Surry for repairs
2005

Severe Storms and Flooding

4 households applied for aid $17K aid approved $20K to the Town of Surry for repairs
2003

Snow

$2K to the Town of Surry for repairs
2003

Severe Storms and Flooding

$46K to the Town of Surry for repairs
2001

Snow

$2K to the Town of Surry for repairs
Cheshire County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Surry

Surry and the towns around it

Westmoreland: Moderate, mostly inland floodingGilsum: High, mostly inland floodingKeene: High, mostly inland floodingAlstead: High, mostly inland floodingPutney: Low, mostly inland floodingDummerston: Moderate, mostly inland floodingWalpole: Moderate, mostly inland floodingChesterfield: Moderate, mostly inland floodingWestminster: Low, mostly inland floodingSullivan: High, mostly inland floodingMarlow: High, mostly inland floodingRoxbury: High, mostly inland floodingSwanzey: High, mostly inland floodingMarlborough: High, mostly inland floodingLangdon: High, mostly inland floodingAcworth: High, mostly inland floodingSurry: High, mostly inland flooding SurryWestmorelandGilsumKeeneAlstead
Very lowLowModerateHighVery high
Keenemostly inland floodingHigh
Surrymostly inland floodingHigh
Gilsummostly inland floodingHigh
Alsteadmostly inland floodingHigh
Westmorelandmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Surry is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Surry’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Surry. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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