Natural hazards · Stark

Stark, NH natural hazards

Most of the natural-hazard damage FEMA expects in Stark comes from avalanches, and overall the risk is very high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Stark?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Stark to be higher than in 90% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches64%Inland flooding26%Cold waves7%Everything else3%

By hazard

What Stark faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

64% of expected damage

Well below average · higher than 0% of U.S. places

Recorded about once every 4 years in the area

Inland flooding

26% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 2 times a year in the area

Cold waves

7% of expected damage

Below average · higher than 41% of U.S. places

Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Stark flood?

FEMA's records show no paid flood insurance claims in Stark.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Stark isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Coos County.

Disasters that hit Stark

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Stark itself: aid to households, or repair grants to the Town of Stark.

Brought FEMA money into StarkDeclared for Coos County only

2011

Severe Storms and Flooding

$14K to the Town of Stark for repairs

2005

Record Snow

$4K to the Town of Stark for repairs

2003

Snow

$3K to the Town of Stark for repairs

Coos County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Stark

Stark and the towns around it

Very lowLowModerateHighVery high

Starkmostly avalanchesVery high

Northumberlandmostly avalanchesVery high

Stratfordmostly avalanchesVery high

Dummermostly avalanchesVery high

Milanmostly avalanchesVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Stark is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Stark’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Stark. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.