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Natural hazards in South Hooksett · FEMA

South Hooksett’s biggest natural hazard is inland flooding

Most of the natural-hazard damage FEMA expects in South Hooksett comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 9 claims here since 2007.

32Low riskLowerHigherExpected storm and flood damage, vs. U.S. communities
Overall risk
Low
higher than 32% of U.S. places
Main hazard
Inland flooding
51% of expected damage
Flood claims
9
paid since 2007 · $990K
Disasters paid out here
0
of 24 declared for Merrimack County
Expected yearly loss
$750K
buildings, people and crops

What stands out about South Hooksett’s weather risks

Read from FEMA’s records below. The page puts what stands out first.

★ What stands out · Expected damage

How exposed is South Hooksett?

FEMA expects yearly storm and flood damage to homes and buildings here to be higher than in 32% of U.S. communities, mostly from inland flooding and hurricanes.

Where South Hooksett sits
South Hooksett
Very lowLowModerateHighVery high

Calmer than 210 of the 234 New Hampshire towns we cover.

South Hooksett covers 1 census tract, combined by population.

What drives the damage
Inland flooding51%Hurricanes16%Tornadoes6%Earthquakes5%Everything else21%
Next door

South Hooksett and its neighbors

South Hooksett has the lowest rating of the 4 towns around it. Tap a town to see its hazards.

Very lowLowModerateHighVery high
TownRatingMostlyFlood claims
ManchesterModerateinland flooding41
AuburnLowinland flooding1
HooksettLowinland flooding21
South HooksettLowinland flooding9

Rating = expected yearly storm and flood damage as a share of what’s there, vs. U.S. communities. Flood claims = paid federal flood insurance claims on record.

By hazard

What South Hooksett faces

Each hazard’s share of the damage FEMA expects here, and how it compares with the rest of the country.

Inland flooding

51%of expected damage
Below average · higher than 37% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

16%of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 8 years in the area

Tornadoes

6%of expected damage
Below average · higher than 44% of U.S. places

Earthquakes

5%of expected damage
Above average · higher than 64% of U.S. places
Lower here
🧊 Hail🧊 Ice storms❄️ Winter weather🥶 Cold waves🌡️ Heat waves🔥 Wildfire⛰️ Landslides💨 Strong wind⚡ Lightning
Not a risk here
Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does South Hooksett flood? Rarely: 9 flood claims since 2007

Every paid claim on a federal flood insurance policy in South Hooksett, from FEMA’s records.

Paid flood claims, by year
2007: 2 claims2008: 3 claims2009: 0 claims2010: 3 claims2011: 1 claim2012: 0 claims2013: 0 claims2014: 0 claims2015: 0 claims2016: 0 claims2017: 0 claims2018: 0 claims2019: 0 claims2020: 0 claims2021: 0 claims2022: 0 claims2023: 0 claims2024: 0 claims2025: 0 claims2026: 0 claims 200720082010
20072026
Biggest named events
  • The March 2010 nor’easter2 claims · $108K
9
paid claims since 2007
$990K
paid to owners
0
homes flooded more than once
$110K
average claim
of homes in flood zones are insured
of all homes are insured
No community discount

South Hooksett isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Merrimack County.
Storms remembered

Federal disasters declared here

None of the disasters declared for Merrimack County shows FEMA aid or repair money reaching South Hooksett itself in FEMA’s records.

Disasters declared, by decade
Paid out in South HooksettMerrimack County only

Merrimack County has had 24 natural disasters declared since 1953, most often severe storms and floods.

Be ready

Get ready for what South Hooksett actually faces

A short kit for its top hazards, what to check before you buy, and where neighbors get alerts.

When the river rises
  • Turn around at flooded roads: a foot of moving water can carry off a car.
  • Flood insurance usually takes 30 days to start, so buy it before the forecast.
  • Keep papers and medicines up high, in a grab-and-go bag.
More from Ready.gov ↗
Hurricane season
  • The season runs June through November and peaks from mid-August to mid-October.
  • Bring in porch furniture and anything the wind can throw.
  • Fill the gas tank and charge phones before the storm arrives.
More from Ready.gov ↗
Tornado warnings
  • Pick your spot now: the lowest floor, an inside room, no windows.
  • A watch means be ready; a warning means take cover now.
  • Keep shoes and a flashlight by the bed.
More from Ready.gov ↗
Before you buy or rent
  • Look up the address on FEMA’s flood map.
  • Ask the seller or landlord whether it has ever flooded, and what flood insurance costs there.
  • Get a flood insurance quote early: policies usually start 30 days after you buy.
When a storm is coming
Forecast and alertsWeather →911, the nearest ERSafety →

Know where neighbors sign up for alerts? Add it to the Handbook so everyone has it.

Storm season

Most disasters here begin in August–October

The month each of Merrimack County’s 24 declared disasters began, since 1953.

2J
2F
3M
1A
1M
1J
2J
3A
1S
6O
N
2D
Severe stormsFloodsWinter stormsHurricanesIce storms
How to read this page

What these numbers can and can’t tell you

  • An average, not a forecast. FEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
  • Compared by rate. “Higher than N%” compares yearly damage as a share of what’s there, so a big city isn’t rated riskier just for having more buildings.
  • Money that reached town. Flood claims are matched to South Hooksett’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to South Hooksett.
  • It follows property value. FEMA’s model weighs damage to buildings, so a place that recently lost many homes can rate lower than it feels. Across South Hooksett, expected losses total about $750K a year, counting buildings, people and crops.

Storm stories

Memories, warnings and help from neighbors in South Hooksett.

Town Square →
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Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau. Preparedness tips: Ready.gov. An average of past damage, not a forecast.

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