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Natural hazards · Shelburne

Shelburne, NH natural hazards

Most of the natural-hazard damage FEMA expects in Shelburne comes from avalanches, and overall the risk is very high for a U.S. community. Flood insurance has paid 3 claims here since 2023. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Shelburne?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shelburne to be higher than in 83% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches59%Inland flooding31%Cold waves6%Everything else4%
By hazard

What Shelburne faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

59% of expected damage
Well below average · higher than 0% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

31% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 2 times a year in the area

Cold waves

6% of expected damage
Below average · higher than 41% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Shelburne flood?

Every paid claim on a federal flood insurance policy in Shelburne, from FEMA’s records.

3paid claims since 2023
$44Kpaid to owners
0homes flooded more than once
20232026

Biggest named events

  • December Nor'easter: 3 claims, $44K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Shelburne isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Coos County.
Disasters that hit Shelburne

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Shelburne itself: aid to households, or repair grants to the Town of Shelburne.

Brought FEMA money into ShelburneDeclared for Coos County only
2017

Severe Storms and Flooding

$8K to the Town of Shelburne for repairs
2011

Tropical Storm Irene

$2K to the Town of Shelburne for repairs
2005

Record Snow

$2K to the Town of Shelburne for repairs
2003

Snow

$2K to the Town of Shelburne for repairs
2001

Snow

$1K to the Town of Shelburne for repairs
Coos County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Shelburne

Shelburne and the towns around it

Gorham: Very high, mostly avalanchesBerlin: High, mostly avalanchesRandolph: High, mostly avalanchesShelburne: Very high, mostly avalanches ShelburneGorham
Very lowLowModerateHighVery high
Shelburnemostly avalanchesVery high
Gorhammostly avalanchesVery high
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shelburne covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Shelburne’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Shelburne. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Shelburne total about $7.7M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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