TownTapestry
Sign inJoin
SandwichGood night
Natural hazards · Sandwich

Sandwich, NH natural hazards

Most of the natural-hazard damage FEMA expects in Sandwich comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Sandwich?

73
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sandwich to be higher than in 73% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes12%Everything else9%
By hazard

What Sandwich faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Well above average · higher than 87% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

12% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 13 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Sandwich flood?

FEMA's records show no paid flood insurance claims in Sandwich.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Sandwich isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.
Disasters that hit Sandwich

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Sandwich itself: aid to households, or repair grants to the Town of Sandwich.

Brought FEMA money into SandwichDeclared for Carroll County only
2012

Hurricane Sandy

$10K to the Town of Sandwich for repairs
2011

Tropical Storm Irene

$25K to the Town of Sandwich for repairs
2007

Severe Storms and Flooding

$255K to the Town of Sandwich for repairs
2006

Severe Storms and Flooding

1 household applied for aid $30K to the Town of Sandwich for repairs
Carroll County has had 27 natural disasters declared since 1953, most often severe storms and winter storms.
Around Sandwich

Sandwich and the towns around it

Moultonborough: Moderate, mostly inland floodingWaterville Valley: Very high, mostly inland floodingCampton: Very high, mostly inland floodingTamworth: High, mostly inland floodingTuftonboro: Moderate, mostly inland floodingOssipee: High, mostly inland floodingCenter Harbor: Moderate, mostly inland floodingAlbany: High, mostly inland floodingThornton: Very high, mostly inland floodingPlymouth: High, mostly inland floodingRumney: High, mostly inland floodingEllsworth: High, mostly inland floodingMadison: High, mostly inland floodingSandwich: High, mostly inland flooding SandwichMoultonboroughWaterville ValleyCamptonTamworth
Very lowLowModerateHighVery high
Waterville Valleymostly inland floodingVery high
Camptonmostly inland floodingVery high
Sandwichmostly inland floodingHigh
Tamworthmostly inland floodingHigh
Moultonboroughmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sandwich covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Sandwich’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Sandwich. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Sandwich total about $2.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

We left the porch light on

Where to, neighbor?

You’re in Sandwich, NHCarroll CountyView boundary

Nearby

All towns & citiesExplore the map

Local begins with a boundary.

See what belongs to your selected town.

Loading boundary…

Sandwich is your selected town. The feed includes posts assigned to this town, not a distance radius or ZIP code.

Neighborhoods narrow the feed further, while townwide announcements, events, and issues remain visible.

Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
Open detailed map