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Natural hazards · Salisbury

Salisbury, NH natural hazards

Most of the natural-hazard damage FEMA expects in Salisbury comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2006. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Salisbury?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Salisbury to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding79%Hurricanes6%Everything else16%
By hazard

What Salisbury faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

79% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

6% of expected damage
Well above average · higher than 79% of U.S. places
Recorded about once every 16 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Salisbury flood?

Every paid claim on a federal flood insurance policy in Salisbury, from FEMA’s records.

3paid claims since 2006
$58Kpaid to owners
0homes flooded more than once
20062026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Salisbury isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Merrimack County.
Disasters that hit Salisbury

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Salisbury itself: aid to households, or repair grants to the Town of Salisbury.

Brought FEMA money into SalisburyDeclared for Merrimack County only
2013

Severe Winter Storm and Snowstorm

$7K to the Town of Salisbury for repairs
2011

Tropical Storm Irene

$4K to the Town of Salisbury for repairs
2010

Severe Winter Storm

$2K to the Town of Salisbury for repairs
2008

Severe Winter Storm

$30K to the Town of Salisbury for repairs
2007

Severe Storms and Flooding

2 households applied for aid $2K aid approved $28K to the Town of Salisbury for repairs
2006

Severe Storms and Flooding

5 households applied for aid $2K aid approved $34K to the Town of Salisbury for repairs
2005

Severe Storms and Flooding

$23K to the Town of Salisbury for repairs
2005

Record And/Or Near Record Snow

$2K to the Town of Salisbury for repairs
2003

Snow

$7K to the Town of Salisbury for repairs
2001

Snow

$4K to the Town of Salisbury for repairs
Merrimack County has had 24 natural disasters declared since 1953, most often severe storms and floods.
Around Salisbury

Salisbury and the towns around it

Andover: High, mostly inland floodingFranklin: High, mostly inland floodingWarner: High, mostly inland floodingBoscawen: Moderate, mostly inland floodingWebster: High, mostly inland floodingWilmot: Very high, mostly inland floodingNorthfield: High, mostly inland floodingSanbornton: Moderate, mostly inland floodingTilton: Moderate, mostly inland floodingBradford: High, mostly inland floodingSutton: Moderate, mostly inland floodingHopkinton: High, mostly inland floodingCanterbury: Moderate, mostly inland floodingConcord: Moderate, mostly inland floodingSalisbury: High, mostly inland flooding SalisburyAndoverFranklinWarnerBoscawenWebster
Very lowLowModerateHighVery high
Warnermostly inland floodingHigh
Webstermostly inland floodingHigh
Salisburymostly inland floodingHigh
Andovermostly inland floodingHigh
Franklinmostly inland floodingHigh
Boscawenmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Salisbury covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Salisbury’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Town of Salisbury. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Salisbury total about $1.4M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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