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Natural hazards · New Durham

New Durham, NH natural hazards

Most of the natural-hazard damage FEMA expects in New Durham comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 2 claims here since 2006. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is New Durham?

39
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in New Durham to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes5%Everything else21%
By hazard

What New Durham faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once a year in the area

Hurricanes

5% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does New Durham flood?

Every paid claim on a federal flood insurance policy in New Durham, from FEMA’s records.

2paid claims since 2006
$23Kpaid to owners
0homes flooded more than once
20062026
of homes in flood zones
are insured
of all homes
are insured
No community discount. New Durham isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Strafford County.
Disasters that hit New Durham

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in New Durham itself: aid to households, or repair grants to the Town of New Durham.

Brought FEMA money into New DurhamDeclared for Strafford County only
2018

Severe Winter Storm and Snowstorm

$26K to the Town of New Durham for repairs
2015

Severe Winter Storm and Snowstorm

$20K to the Town of New Durham for repairs
2013

Severe Winter Storm and Snowstorm

$21K to the Town of New Durham for repairs
2012

Hurricane Sandy

$6K to the Town of New Durham for repairs
2011

Tropical Storm Irene

$27K to the Town of New Durham for repairs
2010

Severe Winter Storm

$40K to the Town of New Durham for repairs
2008

Severe Winter Storm

$58K to the Town of New Durham for repairs
2008

Severe Storms, Tornado, and Flooding

$24K to the Town of New Durham for repairs
2007

Severe Storms and Flooding

8 households applied for aid $3K aid approved $192K to the Town of New Durham for repairs
2006

Severe Storms and Flooding

8 households applied for aid $10K aid approved $67K to the Town of New Durham for repairs
Strafford County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.
Around New Durham

New Durham and the towns around it

Alton: Moderate, mostly inland floodingFarmington: High, mostly inland floodingBrookfield: High, mostly inland floodingGilford: Low, mostly inland floodingTuftonboro: Moderate, mostly inland floodingWolfeboro: Moderate, mostly inland floodingBarnstead: High, mostly inland floodingGilmanton: Moderate, mostly inland floodingMilton: Low, mostly inland floodingStrafford: Low, mostly inland floodingRochester: Moderate, mostly inland floodingMiddleton: Low, mostly inland floodingWakefield: High, mostly inland floodingNew Durham: Low, mostly inland flooding New DurhamAltonFarmingtonBrookfield
Very lowLowModerateHighVery high
Farmingtonmostly inland floodingHigh
Brookfieldmostly inland floodingHigh
Altonmostly inland floodingModerate
New Durhammostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. New Durham covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to New Durham’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of New Durham. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across New Durham total about $920K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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