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Natural hazards · Milford

Milford, NH natural hazards

Most of the natural-hazard damage FEMA expects in Milford comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1986. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Milford?

57
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Milford to be higher than in 57% of U.S. communities, mostly from inland flooding.

Inland flooding69%Hurricanes11%Tornadoes6%Everything else14%
By hazard

What Milford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Above average · higher than 74% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

11% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 9 years in the area

Tornadoes

6% of expected damage
Above average · higher than 50% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Milford flood?

Every paid claim on a federal flood insurance policy in Milford, from FEMA’s records.

7paid claims since 1986
$130Kpaid to owners
0homes flooded more than once
19862026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Milford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hillsborough County.
Disasters that hit Milford

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Milford itself: aid to households, or repair grants to the Town of Milford.

Brought FEMA money into MilfordDeclared for Hillsborough County only
2011

Severe Storm and Snowstorm

$31K to the Town of Milford for repairs
2008

Severe Winter Storm

$55K to the Town of Milford for repairs
2007

Severe Storms and Flooding

64 households applied for aid $75K aid approved $100K to the Town of Milford for repairs
2006

Severe Storms and Flooding

7 households applied for aid $9K aid approved
2005

Severe Storms and Flooding

3 households applied for aid $5K aid approved $1K to the Town of Milford for repairs
2003

Snow

$33K to the Town of Milford for repairs
2001

Snow

$13K to the Town of Milford for repairs
Hillsborough County has had 26 natural disasters declared since 1953, most often severe storms and winter storms.
Around Milford

Milford and the towns around it

Amherst: Moderate, mostly inland floodingHollis: Moderate, mostly inland floodingLyndeborough: Moderate, mostly inland floodingBrookline: Moderate, mostly inland floodingWilton: High, mostly inland floodingMont Vernon: Very low, mostly inland floodingMerrimack: Moderate, mostly inland floodingBedford: Low, mostly inland floodingNashua: Moderate, mostly inland floodingPepperell: Low, mostly inland floodingGreenfield: Low, mostly inland floodingTemple: Low, mostly inland floodingMason: Low, mostly inland floodingTownsend: Low, mostly inland floodingMilford: Moderate, mostly inland flooding MilfordAmherstHollisLyndeboroughBrooklineWilton
Very lowLowModerateHighVery high
Wiltonmostly inland floodingHigh
Milfordmostly inland floodingModerate
Brooklinemostly inland floodingModerate
Amherstmostly inland floodingModerate
Lyndeboroughmostly inland floodingModerate
Hollismostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Milford covers 4 census tracts, combined by population.
Money that reached townFlood claims are matched to Milford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Milford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Milford total about $4.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Milford, NHHillsborough CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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