Natural hazards · Middleton

Middleton, NH natural hazards

Most of the natural-hazard damage FEMA expects in Middleton comes from inland flooding, and overall the risk is low for a U.S. community. Flood insurance has paid 1 claim here since 2007. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Middleton?

39
Low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Middleton to be higher than in 39% of U.S. communities, mostly from inland flooding.

Inland flooding74%Hurricanes5%Everything else21%
By hazard

What Middleton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

74% of expected damage
Above average · higher than 63% of U.S. places
Recorded about once a year in the area

Hurricanes

5% of expected damage
Above average · higher than 70% of U.S. places
Recorded about once every 8 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Middleton flood?

Every paid claim on a federal flood insurance policy in Middleton, from FEMA’s records.

1paid claims since 2007
$1Kpaid to owners
0homes flooded more than once
20072026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Middleton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Strafford County.
Disasters that hit Middleton

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Middleton itself: aid to households, or repair grants to the Town of Middleton.

Brought FEMA money into MiddletonDeclared for Strafford County only
2018

Severe Winter Storm and Snowstorm

$17K to the Town of Middleton for repairs
2015

Severe Winter Storm and Snowstorm

$13K to the Town of Middleton for repairs
2013

Severe Winter Storm and Snowstorm

$13K to the Town of Middleton for repairs
2010

Severe Winter Storm

$7K to the Town of Middleton for repairs
2008

Severe Winter Storm

$44K to the Town of Middleton for repairs
2007

Severe Storms and Flooding

2 households applied for aid $84K to the Town of Middleton for repairs
2006

Severe Storms and Flooding

5 households applied for aid $9K aid approved $89K to the Town of Middleton for repairs
2003

Snow

$5K to the Town of Middleton for repairs
2001

Snow

$7K to the Town of Middleton for repairs
Strafford County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.
Around Middleton

Middleton and the towns around it

Brookfield: High, mostly inland floodingMilton: Low, mostly inland floodingWakefield: High, mostly inland floodingWolfeboro: Moderate, mostly inland floodingNew Durham: Low, mostly inland floodingLebanon: Low, mostly inland floodingActon: Low, mostly inland floodingFarmington: High, mostly inland floodingNewfield: Low, mostly inland floodingEffingham: High, mostly inland floodingOssipee: High, mostly inland floodingMiddleton: Low, mostly inland flooding MiddletonBrookfieldMiltonWakefield
Very lowLowModerateHighVery high
Brookfieldmostly inland floodingHigh
Wakefieldmostly inland floodingHigh
Middletonmostly inland floodingLow
Miltonmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Middleton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Middleton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Middleton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01