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Natural hazards · Litchfield

Litchfield, NH natural hazards

Most of the natural-hazard damage FEMA expects in Litchfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 2 claims here since 2006. 13 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Litchfield?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Litchfield to be higher than in 50% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding60%Hurricanes15%Drought7%Everything else19%
By hazard

What Litchfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Above average · higher than 63% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

15% of expected damage
Well above average · higher than 84% of U.S. places
Recorded about once every 8 years in the area

Drought

7% of expected damage
Recorded about 6 times a year in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Litchfield flood?

Every paid claim on a federal flood insurance policy in Litchfield, from FEMA’s records.

2paid claims since 2006
$13Kpaid to owners
0homes flooded more than once
20062026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Litchfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hillsborough County.
Disasters that hit Litchfield

13 federal disasters brought FEMA money here

Disasters the President declared that paid out in Litchfield itself: aid to households, or repair grants to the Town of Litchfield.

Brought FEMA money into LitchfieldDeclared for Hillsborough County only
2015

Severe Winter Storm and Snowstorm

$28K to the Town of Litchfield for repairs
2013

Severe Winter Storm and Snowstorm

$25K to the Town of Litchfield for repairs
2012

Hurricane Sandy

$7K to the Town of Litchfield for repairs
2011

Severe Storm and Snowstorm

$59K to the Town of Litchfield for repairs
2011

Hurricane Irene

$4K to the Town of Litchfield for repairs
2010

Severe Winter Storm

$18K to the Town of Litchfield for repairs
2008

Severe Winter Storm

$48K to the Town of Litchfield for repairs
2007

Severe Storms and Flooding

3 households applied for aid $479 aid approved $52K to the Town of Litchfield for repairs
2006

Severe Storms and Flooding

35 households applied for aid $69K aid approved $65K to the Town of Litchfield for repairs
2005

Record Snow

$25K to the Town of Litchfield for repairs
2005

Record And/Or Near Record Snow

$21K to the Town of Litchfield for repairs
2003

Snow

$44K to the Town of Litchfield for repairs
2001

Snow

$13K to the Town of Litchfield for repairs
Hillsborough County has had 26 natural disasters declared since 1953, most often severe storms and winter storms.
Around Litchfield

Litchfield and the towns around it

Merrimack: Moderate, mostly inland floodingHudson: Moderate, mostly inland floodingNashua: Moderate, mostly inland floodingManchester: Moderate, mostly inland floodingAmherst: Moderate, mostly inland floodingBedford: Low, mostly inland floodingHollis: Moderate, mostly inland floodingWindham: Low, mostly inland floodingPelham: High, mostly inland floodingLondonderry: Low, mostly inland floodingDunstable: Very low, mostly inland floodingHooksett: Low, mostly inland floodingAuburn: Low, mostly inland floodingGoffstown: Moderate, mostly inland floodingLitchfield: Moderate, mostly inland flooding LitchfieldMerrimackHudsonNashuaManchester
Very lowLowModerateHighVery high
Merrimackmostly inland floodingModerate
Manchestermostly inland floodingModerate
Litchfieldmostly inland floodingModerate
Nashuamostly inland floodingModerate
Hudsonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Litchfield covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Litchfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Litchfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Litchfield total about $2.6M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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