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Natural hazards · Jaffrey

Jaffrey, NH natural hazards

Most of the natural-hazard damage FEMA expects in Jaffrey comes from inland flooding, and overall the risk is moderate for a U.S. community. 9 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Jaffrey?

50
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Jaffrey to be higher than in 50% of U.S. communities, mostly from inland flooding.

Inland flooding65%Hurricanes9%Tornadoes6%Cold waves5%Everything else14%
By hazard

What Jaffrey faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

65% of expected damage
Above average · higher than 66% of U.S. places
Recorded about once a year in the area

Hurricanes

9% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 9 years in the area

Tornadoes

6% of expected damage
Above average · higher than 52% of U.S. places

Cold waves

5% of expected damage
Below average · higher than 35% of U.S. places
Recorded about 2 times a year in the area

Lower here

HailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Jaffrey flood?

FEMA's records show no paid flood insurance claims in Jaffrey.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Jaffrey isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Cheshire County.
Disasters that hit Jaffrey

9 federal disasters brought FEMA money here

Disasters the President declared that paid out in Jaffrey itself: aid to households, or repair grants to the Town of Jaffrey.

Brought FEMA money into JaffreyDeclared for Cheshire County only
2021

Severe Storm and Flooding

$1.5M to the Town of Jaffrey for repairs
2013

Severe Winter Storm and Snowstorm

$28K to the Town of Jaffrey for repairs
2011

Hurricane Irene

$2K to the Town of Jaffrey for repairs
2008

Severe Winter Storm

$192K to the Town of Jaffrey for repairs
2005

Severe Storms and Flooding

1 household applied for aid $2K aid approved
2005

Record Snow

$27K to the Town of Jaffrey for repairs
2005

Record And/Or Near Record Snow

$14K to the Town of Jaffrey for repairs
2003

Snow

$27K to the Town of Jaffrey for repairs
2001

Snow

$10K to the Town of Jaffrey for repairs
Cheshire County has had 27 natural disasters declared since 1953, most often floods and severe storms.
Around Jaffrey

Jaffrey and the towns around it

Dublin: Low, mostly inland floodingRindge: Low, mostly inland floodingFitzwilliam: Moderate, mostly inland floodingTroy: High, mostly inland floodingMarlborough: High, mostly inland floodingHarrisville: Low, mostly inland floodingPeterborough: High, mostly inland floodingNew Ipswich: Moderate, mostly inland floodingWinchendon: Moderate, mostly inland floodingRichmond: Moderate, mostly inland floodingSwanzey: High, mostly inland floodingRoxbury: High, mostly inland floodingKeene: High, mostly inland floodingJaffrey: Moderate, mostly inland flooding JaffreyDublinRindgeFitzwilliamTroyMarlborough
Very lowLowModerateHighVery high
Troymostly inland floodingHigh
Marlboroughmostly inland floodingHigh
Jaffreymostly inland floodingModerate
Fitzwilliammostly inland floodingModerate
Dublinmostly inland floodingLow
Rindgemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Jaffrey covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Jaffrey’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Jaffrey. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Jaffrey total about $1.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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