Natural hazards · Hill

Hill, NH natural hazards

Most of the natural-hazard damage FEMA expects in Hill comes from inland flooding, and overall the risk is very high for a U.S. community. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hill?

80
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hill to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding86%Everything else15%
By hazard

What Hill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

86% of expected damage
Well above average · higher than 93% of U.S. places
Recorded about 3 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hill flood?

FEMA's records show no paid flood insurance claims in Hill.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Merrimack County.
Disasters that hit Hill

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hill itself: aid to households, or repair grants to the Town of Hill.

Brought FEMA money into HillDeclared for Merrimack County only
2017

Severe Storm and Flooding

$12K to the Town of Hill for repairs
2007

Severe Storms and Flooding

2 households applied for aid $8K aid approved $34K to the Town of Hill for repairs
2006

Severe Storms and Flooding

3 households applied for aid $4K aid approved $16K to the Town of Hill for repairs
2005

Severe Storms and Flooding

$3K to the Town of Hill for repairs
2005

Record And/Or Near Record Snow

$5K to the Town of Hill for repairs
2001

Snow

$4K to the Town of Hill for repairs
Merrimack County has had 24 natural disasters declared since 1953, most often severe storms and floods.
Around Hill

Hill and the towns around it

Bristol: High, mostly inland floodingAlexandria: Very high, mostly inland floodingNew Hampton: Moderate, mostly inland floodingSanbornton: Moderate, mostly inland floodingDanbury: Very high, mostly inland floodingBridgewater: High, mostly inland floodingOrange: Very high, mostly inland floodingHebron: Very high, mostly inland floodingCenter Harbor: Moderate, mostly inland floodingMeredith: Low, mostly inland floodingAshland: Very high, mostly inland floodingFranklin: High, mostly inland floodingBelmont: High, mostly inland floodingLaconia: Moderate, mostly inland floodingTilton: Moderate, mostly inland floodingWilmot: Very high, mostly inland floodingGrafton: Very high, mostly inland floodingHill: Very high, mostly inland flooding HillBristolAlexandriaNew HamptonSanborntonDanbury
Very lowLowModerateHighVery high
Alexandriamostly inland floodingVery high
Hillmostly inland floodingVery high
Danburymostly inland floodingVery high
Bristolmostly inland floodingHigh
New Hamptonmostly inland floodingModerate
Sanborntonmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hill is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Hill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01