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Natural hazards · Haverhill

Haverhill, NH natural hazards

Most of the natural-hazard damage FEMA expects in Haverhill comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 4 claims here since 1984. 12 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Haverhill?

65
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Haverhill to be higher than in 65% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%
By hazard

What Haverhill faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Haverhill flood?

Every paid claim on a federal flood insurance policy in Haverhill, from FEMA’s records.

4paid claims since 1984
$69Kpaid to owners
0homes flooded more than once
19842026

Biggest named events

  • December Nor'easter: 1 claim, $8K
of homes in flood zones
are insured
of all homes
are insured
No community discount. Haverhill isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grafton County.
Disasters that hit Haverhill

12 federal disasters brought FEMA money here

Disasters the President declared that paid out in Haverhill itself: aid to households, or repair grants to the Town of Haverhill.

Brought FEMA money into HaverhillDeclared for Grafton County only
2023

Severe Storms and Flooding

$150K to the Town of Haverhill for repairs
2022

Severe Storm and Flooding

$39K to the Town of Haverhill for repairs
2017

Severe Storms and Flooding

$665K to the Town of Haverhill for repairs
2011

Tropical Storm Irene

1 household applied for aid $7K to the Town of Haverhill for repairs
2010

Severe Winter Storm

$10K to the Town of Haverhill for repairs
2008

Severe Winter Storm

$11K to the Town of Haverhill for repairs
2008

Severe Storms and Flooding

$9K to the Town of Haverhill for repairs
2007

Severe Storms and Flooding

$13K to the Town of Haverhill for repairs
2005

Record Snow

$9K to the Town of Haverhill for repairs
2005

Record And/Or Near Record Snow

$3K to the Town of Haverhill for repairs
2003

Snow

$11K to the Town of Haverhill for repairs
2001

Snow

$5K to the Town of Haverhill for repairs
Grafton County has had 32 natural disasters declared since 1953, most often severe storms and floods.
Around Haverhill

Haverhill and the towns around it

Newbury: Moderate, mostly inland floodingNewbury: Moderate, mostly inland floodingBath: High, mostly inland floodingWells River: Moderate, mostly inland floodingPiermont: Very high, mostly inland floodingBenton: Very high, mostly inland floodingWarren: Very high, mostly inland floodingTopsham: Moderate, mostly inland floodingBradford: Low, mostly inland floodingRyegate: Moderate, mostly inland floodingMonroe: High, mostly inland floodingLandaff: High, mostly inland floodingLyman: High, mostly inland floodingOrford: Very high, mostly inland floodingWentworth: Very high, mostly inland floodingWoodstock: Very high, mostly inland floodingEllsworth: High, mostly inland floodingHaverhill: High, mostly inland flooding HaverhillNewburyNewburyBathWells RiverPiermontBentonWarren
Very lowLowModerateHighVery high
Bentonmostly inland floodingVery high
Warrenmostly inland floodingVery high
Piermontmostly inland floodingVery high
Bathmostly inland floodingHigh
Haverhillmostly inland floodingHigh
Newburymostly inland floodingModerate
Newburymostly inland floodingModerate
Wells Rivermostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Haverhill covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Haverhill’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Haverhill. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Haverhill total about $1.9M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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