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Natural hazards · Hancock

Hancock, NH natural hazards

Most of the natural-hazard damage FEMA expects in Hancock comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 1 claim here since 2007. 11 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hancock?

40
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hancock to be higher than in 40% of U.S. communities, mostly from inland flooding.

Inland flooding66%Hurricanes14%Tornadoes6%Everything else14%
By hazard

What Hancock faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

66% of expected damage
Above average · higher than 55% of U.S. places
Recorded about 2 times a year in the area

Hurricanes

14% of expected damage
Well above average · higher than 83% of U.S. places
Recorded about once every 10 years in the area

Tornadoes

6% of expected damage
Above average · higher than 50% of U.S. places

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hancock flood?

Every paid claim on a federal flood insurance policy in Hancock, from FEMA’s records.

1paid claims since 2007
$53Kpaid to owners
0homes flooded more than once
20072026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Hancock isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Hillsborough County.
Disasters that hit Hancock

11 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hancock itself: aid to households, or repair grants to the Town of Hancock.

Brought FEMA money into HancockDeclared for Hillsborough County only
2015

Severe Winter Storm and Snowstorm

$9K to the Town of Hancock for repairs
2012

Hurricane Sandy

$4K to the Town of Hancock for repairs
2011

Severe Storm and Snowstorm

$5K to the Town of Hancock for repairs
2010

Severe Storms and Flooding

$15K to the Town of Hancock for repairs
2010

Severe Winter Storm

$3K to the Town of Hancock for repairs
2008

Severe Winter Storm

$115K to the Town of Hancock for repairs
2007

Severe Storms and Flooding

4 households applied for aid $6K aid approved $62K to the Town of Hancock for repairs
2006

Severe Storms and Flooding

1 household applied for aid $672 aid approved $5K to the Town of Hancock for repairs
2005

Severe Storms and Flooding

2 households applied for aid $5K aid approved $358K to the Town of Hancock for repairs
2005

Record Snow

$8K to the Town of Hancock for repairs
2005

Record And/Or Near Record Snow

$9K to the Town of Hancock for repairs
Hillsborough County has had 26 natural disasters declared since 1953, most often severe storms and winter storms.
Around Hancock

Hancock and the towns around it

Greenfield: Low, mostly inland floodingBennington: High, mostly inland floodingAntrim: Moderate, mostly inland floodingHarrisville: Low, mostly inland floodingPeterborough: High, mostly inland floodingLyndeborough: Moderate, mostly inland floodingFrancestown: High, mostly inland floodingDeering: High, mostly inland floodingHillsborough: High, mostly inland floodingStoddard: High, mostly inland floodingNelson: High, mostly inland floodingDublin: Low, mostly inland floodingRoxbury: High, mostly inland floodingMarlborough: High, mostly inland floodingTemple: Low, mostly inland floodingSharon: Low, mostly inland floodingHancock: Moderate, mostly inland flooding HancockGreenfieldBenningtonAntrimHarrisvillePeterborough
Very lowLowModerateHighVery high
Peterboroughmostly inland floodingHigh
Benningtonmostly inland floodingHigh
Antrimmostly inland floodingModerate
Hancockmostly inland floodingModerate
Harrisvillemostly inland floodingLow
Greenfieldmostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hancock covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Hancock’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hancock. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hancock total about $527K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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