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Natural hazards · Hampstead

Hampstead, NH natural hazards

Most of the natural-hazard damage FEMA expects in Hampstead comes from inland flooding, and overall the risk is very low for a U.S. community. Flood insurance has paid 8 claims here since 1996. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Hampstead?

17
Very low
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Hampstead to be higher than in 17% of U.S. communities, mostly from inland flooding.

Inland flooding60%Tornadoes9%Earthquakes8%Hurricanes7%Everything else15%
By hazard

What Hampstead faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

60% of expected damage
Below average · higher than 30% of U.S. places
Recorded about once a year in the area

Tornadoes

9% of expected damage
Well below average · higher than 24% of U.S. places

Earthquakes

8% of expected damage
Above average · higher than 68% of U.S. places

Hurricanes

7% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once every 8 years in the area

Lower here

HailIce stormsWinter weatherCold wavesHeat wavesWildfireLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Hampstead flood?

Every paid claim on a federal flood insurance policy in Hampstead, from FEMA’s records.

8paid claims since 1996
$79Kpaid to owners
1homes flooded more than once
19962026

Biggest named events

  • March 2010 Nor'easter: 3 claims, $12K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Hampstead isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rockingham County.
Disasters that hit Hampstead

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Hampstead itself: aid to households, or repair grants to the Town of Hampstead.

Brought FEMA money into HampsteadDeclared for Rockingham County only
2018

Severe Winter Storm and Snowstorm

$44K to the Town of Hampstead for repairs
2015

Severe Winter Storm and Snowstorm

$26K to the Town of Hampstead for repairs
2013

Severe Winter Storm and Snowstorm

$25K to the Town of Hampstead for repairs
2012

Hurricane Sandy

$7K to the Town of Hampstead for repairs
2011

Severe Storm and Snowstorm

$10K to the Town of Hampstead for repairs
2010

Severe Storms and Flooding

$4K to the Town of Hampstead for repairs
2010

Severe Winter Storm

$31K to the Town of Hampstead for repairs
2008

Severe Winter Storm

$77K to the Town of Hampstead for repairs
2007

Severe Storms and Flooding

6 households applied for aid $4K aid approved $35K to the Town of Hampstead for repairs
2006

Severe Storms and Flooding

20 households applied for aid $29K aid approved $15K to the Town of Hampstead for repairs
2005

Record Snow

$10K to the Town of Hampstead for repairs
2005

Record And/Or Near Record Snow

$16K to the Town of Hampstead for repairs
2003

Snow

$21K to the Town of Hampstead for repairs
2001

Snow

$27K to the Town of Hampstead for repairs
Rockingham County has had 30 natural disasters declared since 1953, most often severe storms and floods.
Around Hampstead

Hampstead and the towns around it

Atkinson: Low, mostly inland floodingSandown: Low, mostly inland floodingDerry: Moderate, mostly inland floodingPlaistow: Low, mostly inland floodingKingston: Low, mostly inland floodingDanville: Low, mostly inland floodingSalem: Moderate, mostly inland floodingHaverhill: Moderate, mostly inland floodingChester: Moderate, mostly inland floodingLondonderry: Low, mostly inland floodingWindham: Low, mostly inland floodingNewton: Very low, mostly inland floodingExeter: Moderate, mostly inland floodingEast Kingston: Low, mostly inland floodingBrentwood: Low, mostly inland floodingFremont: Moderate, mostly inland floodingHampstead: Very low, mostly inland flooding HampsteadAtkinsonSandownDerryPlaistowKingstonDanville
Very lowLowModerateHighVery high
Derrymostly inland floodingModerate
Sandownmostly inland floodingLow
Plaistowmostly inland floodingLow
Kingstonmostly inland floodingLow
Danvillemostly inland floodingLow
Atkinsonmostly inland floodingLow
Hampsteadmostly inland floodingVery low
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Hampstead covers 2 census tracts, combined by population.
Money that reached townFlood claims are matched to Hampstead’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Hampstead. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Hampstead total about $1.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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