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Natural hazards · Fremont

Fremont, NH natural hazards

Most of the natural-hazard damage FEMA expects in Fremont comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 40 claims here since 1996. 14 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Fremont?

49
Moderate
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Fremont to be higher than in 49% of U.S. communities, mostly from inland flooding.

Inland flooding71%Tornadoes7%Everything else22%
By hazard

What Fremont faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

71% of expected damage
Above average · higher than 71% of U.S. places
Recorded about once a year in the area

Tornadoes

7% of expected damage
Well below average · higher than 24% of U.S. places

Lower here

HurricanesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Fremont flood?

Every paid claim on a federal flood insurance policy in Fremont, from FEMA’s records.

40paid claims since 1996
$1.1Mpaid to owners
7homes flooded more than once
19962026

Biggest named events

  • March 2010 Nor'easter: 2 claims, $3K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Fremont isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Rockingham County.
Disasters that hit Fremont

14 federal disasters brought FEMA money here

Disasters the President declared that paid out in Fremont itself: aid to households, or repair grants to the Town of Fremont.

Brought FEMA money into FremontDeclared for Rockingham County only
2024

Severe Winter Storm and Flooding

$16K to the Town of Fremont for repairs
2018

Severe Winter Storm and Snowstorm

$17K to the Town of Fremont for repairs
2015

Severe Winter Storm and Snowstorm

$18K to the Town of Fremont for repairs
2013

Severe Winter Storm and Snowstorm

$18K to the Town of Fremont for repairs
2011

Severe Storm and Snowstorm

$14K to the Town of Fremont for repairs
2010

Severe Storms and Flooding

$7K to the Town of Fremont for repairs
2010

Severe Winter Storm

$18K to the Town of Fremont for repairs
2008

Severe Winter Storm

$28K to the Town of Fremont for repairs
2007

Severe Storms and Flooding

8 households applied for aid $25K aid approved $21K to the Town of Fremont for repairs
2006

Severe Storms and Flooding

58 households applied for aid $117K aid approved $44K to the Town of Fremont for repairs
2005

Record Snow

$5K to the Town of Fremont for repairs
2005

Record And/Or Near Record Snow

$9K to the Town of Fremont for repairs
2003

Snow

$7K to the Town of Fremont for repairs
2001

Snow

$11K to the Town of Fremont for repairs
Rockingham County has had 30 natural disasters declared since 1953, most often severe storms and floods.
Around Fremont

Fremont and the towns around it

Raymond: High, mostly inland floodingBrentwood: Low, mostly inland floodingDanville: Low, mostly inland floodingChester: Moderate, mostly inland floodingEpping: Moderate, mostly inland floodingCandia: Low, mostly inland floodingExeter: Moderate, mostly inland floodingKingston: Low, mostly inland floodingSandown: Low, mostly inland floodingHampstead: Very low, mostly inland floodingFremont: Moderate, mostly inland flooding FremontRaymondBrentwoodDanville
Very lowLowModerateHighVery high
Raymondmostly inland floodingHigh
Fremontmostly inland floodingModerate
Brentwoodmostly inland floodingLow
Danvillemostly inland floodingLow
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Fremont covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Fremont’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Fremont. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Fremont total about $960K a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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