Natural hazards · Franconia

Franconia, NH natural hazards

Most of the natural-hazard damage FEMA expects in Franconia comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 5 claims here since 1981. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Franconia?

67
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Franconia to be higher than in 67% of U.S. communities, mostly from inland flooding.

Inland flooding81%Everything else19%
By hazard

What Franconia faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

81% of expected damage
Well above average · higher than 86% of U.S. places
Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Franconia flood?

Every paid claim on a federal flood insurance policy in Franconia, from FEMA’s records.

5paid claims since 1981
$91Kpaid to owners
1homes flooded more than once
19812026

Biggest named events

  • Hurricane Irene: 1 claim, $10K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured
of all homes
are insured
No community discount. Franconia isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Grafton County.
Disasters that hit Franconia

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Franconia itself: aid to households, or repair grants to the Town of Franconia.

Brought FEMA money into FranconiaDeclared for Grafton County only
2024

Severe Storms and Flooding

$18K to the Town of Franconia for repairs
2023

Severe Storms and Flooding

$72K to the Town of Franconia for repairs
2017

Severe Storms and Flooding

$36K to the Town of Franconia for repairs
2011

Tropical Storm Irene

6 households applied for aid $9K to the Town of Franconia for repairs
2007

Severe Storms and Flooding

$25K to the Town of Franconia for repairs
2005

Record Snow

$10K to the Town of Franconia for repairs
2005

Record And/Or Near Record Snow

$7K to the Town of Franconia for repairs
Grafton County has had 32 natural disasters declared since 1953, most often severe storms and floods.
Around Franconia

Franconia and the towns around it

Sugar Hill: High, mostly inland floodingLincoln: Very high, mostly inland floodingBethlehem: High, mostly inland floodingEaston: High, mostly inland floodingLisbon: High, mostly inland floodingCarroll: High, mostly avalanchesLittleton: Very high, mostly inland floodingWhitefield: High, mostly avalanchesHart's Location: Very high, mostly inland floodingLandaff: High, mostly inland floodingFranconia: High, mostly inland flooding FranconiaSugar HillLincolnBethlehemEaston
Very lowLowModerateHighVery high
Lincolnmostly inland floodingVery high
Eastonmostly inland floodingHigh
Franconiamostly inland floodingHigh
Sugar Hillmostly inland floodingHigh
Bethlehemmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Franconia covers 1 census tract, combined by population.
Money that reached townFlood claims are matched to Franconia’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Franconia. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Franconia total about $2.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01