Natural hazards · Ellsworth

Ellsworth, NH natural hazards

Most of the natural-hazard damage FEMA expects in Ellsworth comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ellsworth?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ellsworth to be higher than in 79% of U.S. communities, mostly from inland flooding.

Inland flooding85%Everything else15%

By hazard

What Ellsworth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

85% of expected damage

Well above average · higher than 93% of U.S. places

Recorded about 4 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ellsworth flood?

FEMA's records show no paid flood insurance claims in Ellsworth.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ellsworth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Grafton County.

Disasters that hit Ellsworth

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ellsworth itself: aid to households, or repair grants to the Town of Ellsworth.

Brought FEMA money into EllsworthDeclared for Grafton County only

2023

Severe Storms and Flooding

$11K to the Town of Ellsworth for repairs

2017

Severe Storms and Flooding

$34K to the Town of Ellsworth for repairs

2011

Tropical Storm Irene

$13K to the Town of Ellsworth for repairs

1999

Tropical Storm Floyd

$799 to the Town of Ellsworth for repairs

Grafton County has had 32 natural disasters declared since 1953, most often severe storms and floods.

Around Ellsworth

Ellsworth and the towns around it

Very lowLowModerateHighVery high

Warrenmostly inland floodingVery high

Camptonmostly inland floodingVery high

Wentworthmostly inland floodingVery high

Ellsworthmostly inland floodingHigh

Rumneymostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ellsworth is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ellsworth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Ellsworth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.