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Natural hazards · Eaton

Eaton, NH natural hazards

Most of the natural-hazard damage FEMA expects in Eaton comes from inland flooding, and overall the risk is high for a U.S. community. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Eaton?

62
High
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Eaton to be higher than in 62% of U.S. communities, mostly from inland flooding and hurricanes.

Inland flooding69%Hurricanes17%Everything else15%
By hazard

What Eaton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

69% of expected damage
Well above average · higher than 75% of U.S. places
Recorded about 3 times a year in the area

Hurricanes

17% of expected damage
Well above average · higher than 85% of U.S. places
Recorded about once every 11 years in the area

Lower here

TornadoesHailIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningAvalanches

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Eaton flood?

FEMA's records show no paid flood insurance claims in Eaton.

of homes in flood zones
are insured
of all homes
are insured
No community discount. Eaton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Carroll County.
Disasters that hit Eaton

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Eaton itself: aid to households, or repair grants to the Town of Eaton.

Brought FEMA money into EatonDeclared for Carroll County only
2022

Severe Storm and Flooding

$12K to the Town of Eaton for repairs
2017

Severe Storm and Flooding

$17K to the Town of Eaton for repairs
2013

Severe Winter Storm and Snowstorm

$6K to the Town of Eaton for repairs
2007

Severe Storms and Flooding

$233K to the Town of Eaton for repairs
2005

Record Snow

$3K to the Town of Eaton for repairs
Carroll County has had 27 natural disasters declared since 1953, most often severe storms and winter storms.
Around Eaton

Eaton and the towns around it

Conway: High, mostly inland floodingFreedom: High, mostly inland floodingMadison: High, mostly inland floodingBrownfield: Moderate, mostly inland floodingBartlett: Very high, mostly inland floodingFryeburg: Moderate, mostly inland floodingChatham: High, mostly inland floodingAlbany: High, mostly inland floodingOssipee: High, mostly inland floodingEffingham: High, mostly inland floodingPorter: Moderate, mostly inland floodingTamworth: High, mostly inland floodingDenmark: Moderate, mostly inland floodingHiram: Moderate, mostly inland floodingEaton: High, mostly inland flooding EatonConwayFreedomMadisonBrownfield
Very lowLowModerateHighVery high
Conwaymostly inland floodingHigh
Freedommostly inland floodingHigh
Eatonmostly inland floodingHigh
Madisonmostly inland floodingHigh
Brownfieldmostly inland floodingModerate
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Eaton is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Eaton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Eaton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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