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Natural hazards · Colebrook

Colebrook, NH natural hazards

Most of the natural-hazard damage FEMA expects in Colebrook comes from avalanches, and overall the risk is very high for a U.S. community. Flood insurance has paid 1 claim here since 2014. 10 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is Colebrook?

83
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Colebrook to be higher than in 83% of U.S. communities, mostly from avalanches and inland flooding.

Avalanches66%Inland flooding24%Cold waves7%Everything else3%
By hazard

What Colebrook faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Avalanches

66% of expected damage
Well below average · higher than 0% of U.S. places
Recorded about once every 4 years in the area

Inland flooding

24% of expected damage
Well above average · higher than 95% of U.S. places
Recorded about 2 times a year in the area

Cold waves

7% of expected damage
Below average · higher than 42% of U.S. places
Recorded about 7 times a year in the area

Lower here

HurricanesTornadoesHailIce stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingDroughtTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does Colebrook flood?

Every paid claim on a federal flood insurance policy in Colebrook, from FEMA’s records.

1paid claims since 2014
$31Kpaid to owners
0homes flooded more than once
20142026
of homes in flood zones
are insured
of all homes
are insured
No community discount. Colebrook isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Coos County.

What’s been done with FEMA grants

1flood-prone properties bought out and cleared
Disasters that hit Colebrook

10 federal disasters brought FEMA money here

Disasters the President declared that paid out in Colebrook itself: aid to households, or repair grants to the Town of Colebrook.

Brought FEMA money into ColebrookDeclared for Coos County only
2023

Severe Storms and Flooding

$13K to the Town of Colebrook for repairs
2017

Severe Storms and Flooding

$19K to the Town of Colebrook for repairs
2012

Hurricane Sandy

$11K to the Town of Colebrook for repairs
2011

Tropical Storm Irene

$9K to the Town of Colebrook for repairs
2011

Severe Storms and Flooding

$750 to the Town of Colebrook for repairs
2008

Severe Winter Storm

$12K to the Town of Colebrook for repairs
2008

Severe Storms and Flooding

$42K to the Town of Colebrook for repairs
2007

Severe Storms and Flooding

$50K to the Town of Colebrook for repairs
2003

Snow

$5K to the Town of Colebrook for repairs
2001

Snow

$3K to the Town of Colebrook for repairs
Coos County has had 21 natural disasters declared since 1953, most often severe storms and floods.
Around Colebrook

Colebrook and the towns around it

Canaan: High, mostly inland floodingLemington: High, mostly inland floodingStewartstown: High, mostly avalanchesColumbia: Very high, mostly avalanchesClarksville: High, mostly avalanchesPittsburg: High, mostly avalanchesBloomfield: High, mostly inland floodingStratford: Very high, mostly avalanchesColebrook: Very high, mostly avalanches ColebrookCanaanLemingtonStewartstownColumbia
Very lowLowModerateHighVery high
Colebrookmostly avalanchesVery high
Columbiamostly avalanchesVery high
Stewartstownmostly avalanchesHigh
Canaanmostly inland floodingHigh
Lemingtonmostly inland floodingHigh
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Colebrook is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to Colebrook’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Town of Colebrook. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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You’re in Colebrook, NHCoos CountyView boundary

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/15 · 2025-01-01
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