Natural hazards · White Clay

White Clay, NE natural hazards

Most of the natural-hazard damage FEMA expects in White Clay comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is White Clay?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in White Clay to be higher than in 61% of U.S. communities, mostly from inland flooding and wildfires.

Inland flooding25%Wildfire23%Drought19%Cold waves13%Hail6%Tornadoes6%Everything else8%

By hazard

What White Clay faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

25% of expected damage

Below average · higher than 37% of U.S. places

Recorded about once every 3 years in the area

Wildfire

23% of expected damage

Well above average · higher than 98% of U.S. places

Drought

19% of expected damage

Recorded about 67 times a year in the area

Cold waves

13% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 7 times a year in the area

Hail

6% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Above average · higher than 60% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does White Clay flood?

FEMA's records show no paid flood insurance claims in White Clay.

of all homes
are insured

No community discount. White Clay isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sheridan County.

Disasters that hit White Clay

Federal disasters declared here

None of the disasters declared for Sheridan County shows FEMA aid or repair money reaching White Clay itself in FEMA’s records.

Brought FEMA money into White ClayDeclared for Sheridan County only

Sheridan County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. White Clay is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to White Clay’s own flood-insurance community; household aid to the registrant’s city; repair grants to White Clay. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.