Natural hazards · Western

Western, NE natural hazards

Most of the natural-hazard damage FEMA expects in Western comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Western?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Western to be higher than in 71% of U.S. communities, mostly from inland flooding.

Inland flooding44%Tornadoes12%Cold waves11%Drought10%Hail10%Everything else13%

By hazard

What Western faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

44% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 3 years in the area

Cold waves

11% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 6 times a year in the area

Drought

10% of expected damage

Recorded about 37 times a year in the area

Hail

10% of expected damage

Well above average · higher than 84% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Western flood?

FEMA's records show no paid flood insurance claims in Western.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Western isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit Western

Federal disasters declared here

None of the disasters declared for Knox County shows FEMA aid or repair money reaching Western itself in FEMA’s records.

Brought FEMA money into WesternDeclared for Knox County only

Knox County has had 14 natural disasters declared since 1953, most often severe storms and floods.

Around Western

Western and the towns around it

Very lowLowModerateHighVery high

Westernmostly inland floodingHigh

Raymondmostly inland floodingHigh

Washingtonmostly inland floodingHigh

Bohemiamostly inland floodingHigh

Steel Creekmostly droughtLow

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Western is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Western’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Western. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.