Natural hazards · Waverly

Waverly, NE natural hazards

Most of the natural-hazard damage FEMA expects in Waverly comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 4 claims here since 1984. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Waverly?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Waverly to be higher than in 46% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding30%Tornadoes30%Hail15%Strong wind10%Everything else15%

By hazard

What Waverly faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Well below average · higher than 22% of U.S. places

Recorded about once a year in the area

Tornadoes

30% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 7 years in the area

Hail

15% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Waverly flood?

Every paid claim on a federal flood insurance policy in Waverly, from FEMA’s records.

4paid claims since 1984

$98Kpaid to owners

0homes flooded more than once

19842026

of homes in flood zones
are insured

of all homes
are insured

🏷️ 05% off flood insurance. Waverly is in FEMA’s Community Rating System (class 9) for its flood-proofing work.

Insurance rates: Lancaster County.

Disasters that hit Waverly

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Waverly itself: aid to households, or repair grants to the City of Waverly.

Brought FEMA money into WaverlyDeclared for Lancaster County only

2008

Severe Storms, Tornadoes, and Flooding

2 households applied for aid

Lancaster County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Waverly is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Waverly’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Waverly. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.