Natural hazards · Terrytown

Terrytown, NE natural hazards

Most of the natural-hazard damage FEMA expects in Terrytown comes from hail, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Terrytown?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Terrytown to be higher than in 62% of U.S. communities, mostly from hail and inland flooding.

Hail40%Inland flooding25%Cold waves12%Tornadoes10%Strong wind5%Everything else8%

By hazard

What Terrytown faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

40% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 5 times a year in the area

Inland flooding

25% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Cold waves

12% of expected damage

Above average · higher than 60% of U.S. places

Recorded about 5 times a year in the area

Tornadoes

10% of expected damage

Above average · higher than 65% of U.S. places

Strong wind

5% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Terrytown flood?

FEMA's records show no paid flood insurance claims in Terrytown.

of all homes
are insured

No community discount. Terrytown isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Scotts Bluff County.

Disasters that hit Terrytown

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Terrytown itself: aid to households, or repair grants to the City of Terrytown.

Brought FEMA money into TerrytownDeclared for Scotts Bluff County only

2011

Flooding

$10K to the City of Terrytown for repairs

Scotts Bluff County has had 7 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Terrytown is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Terrytown’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Terrytown. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.