Natural hazards · Sutherland

Sutherland, NE natural hazards

Most of the natural-hazard damage FEMA expects in Sutherland comes from inland flooding, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Sutherland?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Sutherland to be higher than in 73% of U.S. communities, mostly from inland flooding and hail.

Inland flooding50%Hail16%Tornadoes10%Cold waves8%Everything else16%

By hazard

What Sutherland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

50% of expected damage

Well above average · higher than 80% of U.S. places

Recorded about 2 times a year in the area

Hail

16% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Tornadoes

10% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 5 years in the area

Cold waves

8% of expected damage

Above average · higher than 59% of U.S. places

Recorded about 5 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Sutherland flood?

FEMA's records show no paid flood insurance claims in Sutherland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Sutherland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Lincoln County.

Disasters that hit Sutherland

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Sutherland itself: aid to households, or repair grants to the Village of Sutherland.

Brought FEMA money into SutherlandDeclared for Lincoln County only

2011

Flooding

6 households applied for aid $38K aid approved

Lincoln County has had 15 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Sutherland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Sutherland’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Sutherland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.