Natural hazards · Springfield

Springfield, NE natural hazards

Most of the natural-hazard damage FEMA expects in Springfield comes from inland flooding, and overall the risk is moderate for a U.S. community. Flood insurance has paid 14 claims here since 1978. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springfield?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springfield to be higher than in 53% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes26%Hail12%Drought6%Everything else18%

By hazard

What Springfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Below average · higher than 45% of U.S. places

Recorded about once a year in the area

Tornadoes

26% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 16 years in the area

Hail

12% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Drought

6% of expected damage

Recorded about 13 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springfield flood?

Every paid claim on a federal flood insurance policy in Springfield, from FEMA’s records.

14paid claims since 1978

$81Kpaid to owners

3homes flooded more than once

19782026

Biggest named events

Midwest Flooding: 4 claims, $30K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Springfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sarpy County.

Disasters that hit Springfield

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Springfield itself: aid to households, or repair grants to the City of Springfield.

Brought FEMA money into SpringfieldDeclared for Sarpy County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$27K to the City of Springfield for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

32 households applied for aid $133K aid approved

2017

Severe Storms, Tornadoes, and Straight-Line Winds

$48K to the City of Springfield for repairs

2009

Severe Winter Storms and Snowstorm

$6K to the City of Springfield for repairs

Sarpy County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Springfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Springfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.