Natural hazards · Springbank

Springbank, NE natural hazards

Most of the natural-hazard damage FEMA expects in Springbank comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Springbank?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Springbank to be higher than in 54% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding32%Tornadoes18%Drought17%Hail15%Everything else19%

By hazard

What Springbank faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

32% of expected damage

Above average · higher than 59% of U.S. places

Recorded about once a year in the area

Tornadoes

18% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about once every 6 years in the area

Drought

17% of expected damage

Recorded about 44 times a year in the area

Hail

15% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Springbank flood?

FEMA's records show no paid flood insurance claims in Springbank.

of all homes
are insured

No community discount. Springbank isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dixon County.

Disasters that hit Springbank

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Springbank itself: aid to households, or repair grants to the Township of Springbank.

Brought FEMA money into SpringbankDeclared for Dixon County only

2014

Severe Storms, Tornadoes, Straight-Line Winds, and Flooding

$29K to the Township of Springbank for repairs

Dixon County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Springbank

Springbank and the towns around it

Very lowLowModerateHighVery high

Galenamostly inland floodingHigh

Springbankmostly inland floodingModerate

Wakefieldmostly inland floodingModerate

Emersonmostly inland floodingModerate

Concordmostly inland floodingModerate

Ottercreekmostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Springbank covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Springbank’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Springbank. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Springbank total about $3.1M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.