Natural hazards · Spalding

Spalding, NE natural hazards

Most of the natural-hazard damage FEMA expects in Spalding comes from hail, and overall the risk is high for a U.S. community. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Spalding?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Spalding to be higher than in 78% of U.S. communities, mostly from hail and drought.

Hail40%Drought20%Inland flooding15%Strong wind13%Tornadoes7%Everything else6%

By hazard

What Spalding faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

40% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Drought

20% of expected damage

Recorded about 34 times a year in the area

Inland flooding

15% of expected damage

Above average · higher than 71% of U.S. places

Recorded about once every 4 years in the area

Strong wind

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 3 times a year in the area

Tornadoes

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Spalding flood?

FEMA's records show no paid flood insurance claims in Spalding.

Disasters that hit Spalding

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in Spalding itself: aid to households, or repair grants to the Village of Spalding.

Brought FEMA money into SpaldingDeclared for Greeley County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$290K to the Village of Spalding for repairs

2010

Severe Storms and Flooding

$60K to the Village of Spalding for repairs

2006

Severe Winter Storms

$20K to the Village of Spalding for repairs

Greeley County has had 18 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Spalding is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Spalding’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Spalding. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.