Natural hazards · Smithfield

Smithfield, NE natural hazards

Most of the natural-hazard damage FEMA expects in Smithfield comes from hail, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Smithfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Smithfield to be higher than in 69% of U.S. communities, mostly from hail and drought.

Hail43%Drought28%Strong wind13%Inland flooding8%Tornadoes5%Everything else5%

By hazard

What Smithfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

43% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 7 times a year in the area

Drought

28% of expected damage

Recorded about 53 times a year in the area

Strong wind

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

8% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once every 4 years in the area

Tornadoes

5% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Smithfield flood?

FEMA's records show no paid flood insurance claims in Smithfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Smithfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gosper County.

Disasters that hit Smithfield

Federal disasters declared here

None of the disasters declared for Gosper County shows FEMA aid or repair money reaching Smithfield itself in FEMA’s records.

Brought FEMA money into SmithfieldDeclared for Gosper County only

Gosper County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Smithfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Smithfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Smithfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.