Natural hazards · Silvercreek

Silvercreek, NE natural hazards

Most of the natural-hazard damage FEMA expects in Silvercreek comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 1 claim here since 2019.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silvercreek?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silvercreek to be higher than in 79% of U.S. communities, mostly from inland flooding and hail.

Inland flooding39%Hail18%Tornadoes14%Drought12%Everything else16%

By hazard

What Silvercreek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

39% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about once a year in the area

Hail

18% of expected damage

Well above average · higher than 86% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 4 years in the area

Drought

12% of expected damage

Recorded about 30 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silvercreek flood?

Every paid claim on a federal flood insurance policy in Silvercreek, from FEMA’s records.

1paid claims since 2019

$30Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

March 2019 Midwest Flooding: 1 claim, $30K

of all homes
are insured

No community discount. Silvercreek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dixon County.

Disasters that hit Silvercreek

Federal disasters declared here

None of the disasters declared for Dixon County shows FEMA aid or repair money reaching Silvercreek itself in FEMA’s records.

Brought FEMA money into SilvercreekDeclared for Dixon County only

Dixon County has had 15 natural disasters declared since 1953, most often severe storms and floods.

Around Silvercreek

Silvercreek and the towns around it

Very lowLowModerateHighVery high

Silvercreekmostly inland floodingHigh

Galenamostly inland floodingHigh

Newcastlemostly inland floodingHigh

Poncamostly inland floodingHigh

Dailymostly inland floodingHigh

Clarkmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silvercreek covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Silvercreek’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Silvercreek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Silvercreek total about $3.0M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.