Natural hazards · Silver Creek

Silver Creek, NE natural hazards

Most of the natural-hazard damage FEMA expects in Silver Creek comes from hail, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Silver Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Silver Creek to be higher than in 88% of U.S. communities, mostly from hail and inland flooding.

Hail34%Inland flooding32%Drought17%Strong wind9%Tornadoes6%Everything else3%

By hazard

What Silver Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

34% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

32% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about once every 2 years in the area

Drought

17% of expected damage

Recorded about 53 times a year in the area

Strong wind

9% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

6% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Silver Creek flood?

FEMA's records show no paid flood insurance claims in Silver Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Silver Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Merrick County.

Disasters that hit Silver Creek

Federal disasters declared here

None of the disasters declared for Merrick County shows FEMA aid or repair money reaching Silver Creek itself in FEMA’s records.

Brought FEMA money into Silver CreekDeclared for Merrick County only

Merrick County has had 13 natural disasters declared since 1953, most often floods and severe storms.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Silver Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Silver Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Silver Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.