Natural hazards · Shell Creek

Shell Creek, NE natural hazards

Most of the natural-hazard damage FEMA expects in Shell Creek comes from hail, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Shell Creek?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Shell Creek to be higher than in 85% of U.S. communities, mostly from hail and inland flooding.

Hail38%Inland flooding30%Tornadoes13%Strong wind9%Drought6%Everything else5%

By hazard

What Shell Creek faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

38% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

30% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 43 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Shell Creek flood?

FEMA's records show no paid flood insurance claims in Shell Creek.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Shell Creek isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Shell Creek

Federal disasters declared here

None of the disasters declared for Platte County shows FEMA aid or repair money reaching Shell Creek itself in FEMA’s records.

Brought FEMA money into Shell CreekDeclared for Platte County only

Platte County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Shell Creek

Shell Creek and the towns around it

Very lowLowModerateHighVery high

Shell Creekmostly hailVery high

Lost Creekmostly hailVery high

Bismarkmostly hailVery high

Grand Prairiemostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Shell Creek is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Shell Creek’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Shell Creek. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.