Natural hazards · Santee

Santee, NE natural hazards

Most of the natural-hazard damage FEMA expects in Santee comes from inland flooding, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Santee?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Santee to be higher than in 58% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding29%Tornadoes17%Cold waves14%Drought12%Hail10%Wildfire8%Everything else11%

By hazard

What Santee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

29% of expected damage

Above average · higher than 50% of U.S. places

Recorded about once a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 3 years in the area

Cold waves

14% of expected damage

Well below average · higher than 20% of U.S. places

Recorded about 6 times a year in the area

Drought

12% of expected damage

Recorded about 26 times a year in the area

Hail

10% of expected damage

Well above average · higher than 85% of U.S. places

Recorded about 6 times a year in the area

Wildfire

8% of expected damage

Well above average · higher than 96% of U.S. places

Lower here

Ice stormsWinter weatherHeat wavesEarthquakesLandslidesStrong windLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Santee flood?

FEMA's records show no paid flood insurance claims in Santee.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Santee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Knox County.

Disasters that hit Santee

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Santee itself: aid to households, or repair grants to the Village of Santee.

Brought FEMA money into SanteeDeclared for Knox County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

1 household applied for aid $428 aid approved

Knox County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Santee is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Santee’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Santee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.