Natural hazards · Rockford

Rockford, NE natural hazards

Most of the natural-hazard damage FEMA expects in Rockford comes from inland flooding, and overall the risk is high for a U.S. community. 4 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Rockford?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Rockford to be higher than in 65% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding33%Tornadoes23%Hail17%Strong wind10%Everything else18%

By hazard

What Rockford faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

33% of expected damage

Above average · higher than 58% of U.S. places

Recorded about once a year in the area

Tornadoes

23% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Hail

17% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 8 times a year in the area

Strong wind

10% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Rockford flood?

FEMA's records show no paid flood insurance claims in Rockford.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Rockford isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Gage County.

Disasters that hit Rockford

4 federal disasters brought FEMA money here

Disasters the President declared that paid out in Rockford itself: aid to households, or repair grants to the Township of Rockford.

Brought FEMA money into RockfordDeclared for Gage County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$10K to the Township of Rockford for repairs

2010

Severe Storms, Ice Jams, and Flooding

$1K to the Township of Rockford for repairs

2009

Severe Winter Storm

$14K to the Township of Rockford for repairs

2004

Severe Storms, Tornadoes and Flooding

$18K to the Township of Rockford for repairs

Gage County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Rockford

Rockford and the towns around it

Very lowLowModerateHighVery high

Blue Springs-Wymoremostly inland floodingHigh

Rockfordmostly inland floodingHigh

Shermanmostly inland floodingHigh

Loganmostly inland floodingHigh

Riversidemostly inland floodingModerate

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Rockford is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Rockford’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Rockford. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.