Natural hazards · Richfield

Richfield, NE natural hazards

Most of the natural-hazard damage FEMA expects in Richfield comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Richfield?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Richfield to be higher than in 77% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding53%Tornadoes21%Hail8%Everything else19%

By hazard

What Richfield faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

53% of expected damage

Well above average · higher than 83% of U.S. places

Recorded about once a year in the area

Tornadoes

21% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 35 years in the area

Hail

8% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesStrong windLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Richfield flood?

FEMA's records show no paid flood insurance claims in Richfield.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Richfield isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Sarpy County.

Disasters that hit Richfield

Federal disasters declared here

None of the disasters declared for Sarpy County shows FEMA aid or repair money reaching Richfield itself in FEMA’s records.

Brought FEMA money into RichfieldDeclared for Sarpy County only

Sarpy County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Richfield is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Richfield’s own flood-insurance community; household aid to the registrant’s city; repair grants to Richfield. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.