Natural hazards · Reading

Reading, NE natural hazards

Most of the natural-hazard damage FEMA expects in Reading comes from hail, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Reading?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Reading to be higher than in 63% of U.S. communities, mostly from hail and inland flooding.

Hail36%Inland flooding20%Strong wind13%Tornadoes12%Drought11%Everything else9%

By hazard

What Reading faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

36% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

20% of expected damage

Below average · higher than 44% of U.S. places

Recorded about once a year in the area

Strong wind

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Tornadoes

12% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Drought

11% of expected damage

Recorded about 37 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Reading flood?

FEMA's records show no paid flood insurance claims in Reading.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Reading isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Butler County.

Disasters that hit Reading

Federal disasters declared here

None of the disasters declared for Butler County shows FEMA aid or repair money reaching Reading itself in FEMA’s records.

Brought FEMA money into ReadingDeclared for Butler County only

Butler County has had 17 natural disasters declared since 1953, most often severe storms and floods.

Around Reading

Reading and the towns around it

Very lowLowModerateHighVery high

Summitmostly inland floodingVery high

Readingmostly hailHigh

Readmostly hailHigh

Unionmostly hailHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Reading is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Reading’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Reading. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.