Natural hazards · Ragan

Ragan, NE natural hazards

Most of the natural-hazard damage FEMA expects in Ragan comes from hail, and overall the risk is high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ragan?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ragan to be higher than in 71% of U.S. communities, mostly from hail and drought.

Hail39%Drought20%Strong wind18%Inland flooding12%Tornadoes7%Everything else5%

By hazard

What Ragan faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

39% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Drought

20% of expected damage

Recorded about 51 times a year in the area

Strong wind

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

12% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 3 years in the area

Tornadoes

7% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 2 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ragan flood?

FEMA's records show no paid flood insurance claims in Ragan.

of all homes
are insured

No community discount. Ragan isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Harlan County.

Disasters that hit Ragan

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Ragan itself: aid to households, or repair grants to the Village of Ragan.

Brought FEMA money into RaganDeclared for Harlan County only

2006

Severe Winter Storms

$9K to the Village of Ragan for repairs

Harlan County has had 12 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ragan is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ragan’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Ragan. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.