Natural hazards · Plattsmouth

Plattsmouth, NE natural hazards

Most of the natural-hazard damage FEMA expects in Plattsmouth comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 21 claims here since 1984. 7 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Plattsmouth?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Plattsmouth to be higher than in 41% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes29%Inland flooding28%Hail10%Cold waves10%Strong wind8%Heat waves8%Everything else7%

By hazard

What Plattsmouth faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

29% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 64 years in the area

Inland flooding

28% of expected damage

Below average · higher than 32% of U.S. places

Recorded about 2 times a year in the area

Hail

10% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Cold waves

10% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 4 times a year in the area

Strong wind

8% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 4 times a year in the area

Heat waves

8% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Plattsmouth flood?

Every paid claim on a federal flood insurance policy in Plattsmouth, from FEMA’s records.

21paid claims since 1984

$2.3Mpaid to owners

1homes flooded more than once

19842026

Biggest named events

March 2019 Midwest Flooding: 14 claims, $2.2M
Late spring storms: 3 claims, $128K
Midwest Flooding: 1 claim, $35K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (1) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Plattsmouth isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Cass County.

Disasters that hit Plattsmouth

7 federal disasters brought FEMA money here

Disasters the President declared that paid out in Plattsmouth itself: aid to households, or repair grants to the City of Plattsmouth.

Brought FEMA money into PlattsmouthDeclared for Cass County only

2021

Severe Storms and Straight-Line Winds

$129K to the City of Plattsmouth for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

154 households applied for aid $549K aid approved $133M to the City of Plattsmouth for repairs

2017

Severe Storms, Tornadoes, and Straight-Line Winds

$45K to the City of Plattsmouth for repairs

2011

Flooding

30 households applied for aid $85K aid approved $1.6M to the City of Plattsmouth for repairs

2010

Severe Storms and Flooding

$128K to the City of Plattsmouth for repairs

2009

Severe Winter Storms and Snowstorm

$19K to the City of Plattsmouth for repairs

2008

Severe Storms, Tornadoes, and Flooding

$11K to the City of Plattsmouth for repairs

Cass County has had 24 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Plattsmouth is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Plattsmouth’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Plattsmouth. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.