Natural hazards · Pebble

Pebble, NE natural hazards

Most of the natural-hazard damage FEMA expects in Pebble comes from inland flooding, and overall the risk is very high for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Pebble?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Pebble to be higher than in 80% of U.S. communities, mostly from inland flooding.

Inland flooding48%Tornadoes14%Hail12%Cold waves9%Drought7%Strong wind6%Everything else4%

By hazard

What Pebble faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

48% of expected damage

Well above average · higher than 88% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

14% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 5 years in the area

Hail

12% of expected damage

Well above average · higher than 92% of U.S. places

Recorded about 7 times a year in the area

Cold waves

9% of expected damage

Above average · higher than 63% of U.S. places

Recorded about 5 times a year in the area

Drought

7% of expected damage

Recorded about 53 times a year in the area

Strong wind

6% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Pebble flood?

FEMA's records show no paid flood insurance claims in Pebble.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Pebble isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dodge County.

Disasters that hit Pebble

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Pebble itself: aid to households, or repair grants to the Township of Pebble.

Brought FEMA money into PebbleDeclared for Dodge County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$659K to the Township of Pebble for repairs

Dodge County has had 19 natural disasters declared since 1953, most often severe storms and floods.

Around Pebble

Pebble and the towns around it

Very lowLowModerateHighVery high

St. Charlesmostly inland floodingVery high

Ridgeleymostly inland floodingVery high

Pebblemostly inland floodingVery high

Cumingmostly inland floodingVery high

Webstermostly inland floodingVery high

Scribnermostly inland floodingVery high

Everettmostly inland floodingVery high

Shermanmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Pebble is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Pebble’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of Pebble. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.