Natural hazards · Papillion

Papillion, NE natural hazards

Most of the natural-hazard damage FEMA expects in Papillion comes from tornadoes, and overall the risk is moderate for a U.S. community. Flood insurance has paid 7 claims here since 1984. 6 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Papillion?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Papillion to be higher than in 46% of U.S. communities, mostly from tornadoes and inland flooding.

Tornadoes37%Inland flooding30%Hail9%Cold waves8%Strong wind7%Heat waves5%Everything else4%

By hazard

What Papillion faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Tornadoes

37% of expected damage

Well above average · among the top 1% of U.S. places

Inland flooding

30% of expected damage

Below average · higher than 36% of U.S. places

Recorded about once a year in the area

Hail

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Cold waves

8% of expected damage

Above average · higher than 67% of U.S. places

Recorded about 5 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about 4 times a year in the area

Heat waves

5% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 8 times a year in the area

Lower here

Ice stormsWinter weatherWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Papillion flood?

Every paid claim on a federal flood insurance policy in Papillion, from FEMA’s records.

7paid claims since 1984

$41Kpaid to owners

0homes flooded more than once

19842026

Biggest named events

Midwest Flooding: 1 claim, $4K

of homes in flood zones
are insured

of all homes
are insured

🏷️ 15% off flood insurance. Papillion is in FEMA’s Community Rating System (class 7) for its flood-proofing work.

Insurance rates: Sarpy County.

Disasters that hit Papillion

6 federal disasters brought FEMA money here

Disasters the President declared that paid out in Papillion itself: aid to households, or repair grants to the City of Papillion.

Brought FEMA money into PapillionDeclared for Sarpy County only

2024

Severe Storms, Straight-Line Winds, Tornadoes, and Flooding

$462K to the City of Papillion for repairs

2021

Severe Storms and Straight-Line Winds

$98K to the City of Papillion for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

130 households applied for aid $255K aid approved $8K to the City of Papillion for repairs

2017

Severe Storms, Tornadoes, and Straight-Line Winds

$157K to the City of Papillion for repairs

2009

Severe Winter Storms and Snowstorm

$57K to the City of Papillion for repairs

2008

Severe Storms, Tornadoes, and Flooding

5 households applied for aid $10K aid approved $123K to the City of Papillion for repairs

Sarpy County has had 21 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Papillion covers 6 census tracts, combined by population.

Money that reached townFlood claims are matched to Papillion’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Papillion. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Papillion total about $13.5M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.