Natural hazards · Overton

Overton, NE natural hazards

Most of the natural-hazard damage FEMA expects in Overton comes from hail, and overall the risk is high for a U.S. community. Flood insurance has paid 8 claims here since 1993. 2 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Overton?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Overton to be higher than in 76% of U.S. communities, mostly from hail and inland flooding.

Hail51%Inland flooding17%Strong wind13%Drought10%Tornadoes5%Everything else3%

By hazard

What Overton faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

51% of expected damage

Well above average · higher than 96% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

17% of expected damage

Well above average · higher than 78% of U.S. places

Recorded about once every 2 years in the area

Strong wind

13% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 3 times a year in the area

Drought

10% of expected damage

Recorded about 55 times a year in the area

Tornadoes

5% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about once every 3 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Overton flood?

Every paid claim on a federal flood insurance policy in Overton, from FEMA’s records.

8paid claims since 1993

$49Kpaid to owners

1homes flooded more than once

19932026

Biggest named events

Midwest Flooding: 1 claim, $2K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Overton isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Dawson County.

Disasters that hit Overton

2 federal disasters brought FEMA money here

Disasters the President declared that paid out in Overton itself: aid to households, or repair grants to the Village of Overton.

Brought FEMA money into OvertonDeclared for Dawson County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

19 households applied for aid $19K aid approved $207K to the Village of Overton for repairs

2008

Severe Storms, Tornadoes, and Flooding

33 households applied for aid $35K aid approved

Dawson County has had 13 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Overton is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Overton’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Overton. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.