Natural hazards · Overland

Overland, NE natural hazards

Most of the natural-hazard damage FEMA expects in Overland comes from hail, and overall the risk is very high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Overland?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Overland to be higher than in 83% of U.S. communities, mostly from hail and strong winds.

Hail39%Strong wind24%Inland flooding18%Drought10%Tornadoes7%Everything else3%

By hazard

What Overland faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

39% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 7 times a year in the area

Strong wind

24% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 4 times a year in the area

Inland flooding

18% of expected damage

Well above average · higher than 79% of U.S. places

Recorded about once every 2 years in the area

Drought

10% of expected damage

Recorded about 49 times a year in the area

Tornadoes

7% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 4 years in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Overland flood?

FEMA's records show no paid flood insurance claims in Overland.

of homes in flood zones
are insured

of all homes
are insured

No community discount. Overland isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Hamilton County.

Disasters that hit Overland

Federal disasters declared here

None of the disasters declared for Hamilton County shows FEMA aid or repair money reaching Overland itself in FEMA’s records.

Brought FEMA money into OverlandDeclared for Hamilton County only

Hamilton County has had 21 natural disasters declared since 1953, most often severe storms and winter storms.

Around Overland

Overland and the towns around it

Very lowLowModerateHighVery high

Prairie Islandmostly hailVery high

Overlandmostly hailVery high

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Overland is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Overland’s own flood-insurance community; household aid to the registrant’s city; repair grants to Overland. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.