Natural hazards · Osmond

Osmond, NE natural hazards

Most of the natural-hazard damage FEMA expects in Osmond comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2019. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Osmond?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Osmond to be higher than in 71% of U.S. communities, mostly from inland flooding and hail.

Inland flooding34%Hail21%Tornadoes15%Drought12%Strong wind7%Everything else11%

By hazard

What Osmond faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

34% of expected damage

Well above average · higher than 76% of U.S. places

Recorded about once every 2 years in the area

Hail

21% of expected damage

Well above average · higher than 89% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

15% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 4 years in the area

Drought

12% of expected damage

Recorded about 34 times a year in the area

Strong wind

7% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 3 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Osmond flood?

Every paid claim on a federal flood insurance policy in Osmond, from FEMA’s records.

3paid claims since 2019

$145Kpaid to owners

0homes flooded more than once

20192026

Biggest named events

March 2019 Midwest Flooding: 3 claims, $145K

of all homes
are insured

No community discount. Osmond isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Pierce County.

What’s been done with FEMA grants

5flood-prone properties bought out and cleared

Disasters that hit Osmond

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Osmond itself: aid to households, or repair grants to the City of Osmond.

Brought FEMA money into OsmondDeclared for Pierce County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

54 households applied for aid $208K aid approved $500K to the City of Osmond for repairs

Pierce County has had 14 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Osmond is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Osmond’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Osmond. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.