Natural hazards · Ord

Ord, NE natural hazards

Most of the natural-hazard damage FEMA expects in Ord comes from inland flooding, and overall the risk is high for a U.S. community. Flood insurance has paid 3 claims here since 2002. 5 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Ord?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Ord to be higher than in 69% of U.S. communities, mostly from inland flooding and hail.

Inland flooding30%Hail22%Tornadoes17%Strong wind11%Cold waves6%Everything else14%

By hazard

What Ord faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

30% of expected damage

Below average · higher than 48% of U.S. places

Recorded about once every 4 years in the area

Hail

22% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 6 times a year in the area

Tornadoes

17% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 47 years in the area

Strong wind

11% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about 2 times a year in the area

Cold waves

6% of expected damage

Above average · higher than 62% of U.S. places

Recorded about 6 times a year in the area

Lower here

Ice stormsWinter weatherHeat wavesWildfireEarthquakesLandslidesLightningDrought

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Ord flood?

Every paid claim on a federal flood insurance policy in Ord, from FEMA’s records.

3paid claims since 2002

$40Kpaid to owners

1homes flooded more than once

20022026

Biggest named events

March 2019 Midwest Flooding: 1 claim, $33K

Homes that flooded again and again

■ FEMA “severe repetitive loss” (0) ■ flooded 2+ times

of homes in flood zones
are insured

of all homes
are insured

No community discount. Ord isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Valley County.

Disasters that hit Ord

5 federal disasters brought FEMA money here

Disasters the President declared that paid out in Ord itself: aid to households, or repair grants to the City of Ord.

Brought FEMA money into OrdDeclared for Valley County only

2022

Severe Storms and Straight-Line Winds

$74K to the City of Ord for repairs

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$370K to the City of Ord for repairs

2010

Severe Storms and Flooding

$70K to the City of Ord for repairs

2006

Severe Winter Storms

$4K to the City of Ord for repairs

2005

Severe Winter Storm

$14K to the City of Ord for repairs

Valley County has had 16 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Ord is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Ord’s own flood-insurance community; household aid to the registrant’s city; repair grants to the City of Ord. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.