Natural hazards · Orchard

Orchard, NE natural hazards

Most of the natural-hazard damage FEMA expects in Orchard comes from hail, and overall the risk is moderate for a U.S. community. 1 federal disaster brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Orchard?

Moderate

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Orchard to be higher than in 41% of U.S. communities, mostly from hail and drought.

Hail31%Drought22%Inland flooding17%Tornadoes12%Strong wind9%Everything else9%

By hazard

What Orchard faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

31% of expected damage

Well above average · higher than 91% of U.S. places

Recorded about 6 times a year in the area

Drought

22% of expected damage

Recorded about 38 times a year in the area

Inland flooding

17% of expected damage

Below average · higher than 29% of U.S. places

Recorded about once a year in the area

Tornadoes

12% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about once every 3 years in the area

Strong wind

9% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 2 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Orchard flood?

FEMA's records show no paid flood insurance claims in Orchard.

of all homes
are insured

No community discount. Orchard isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Antelope County.

Disasters that hit Orchard

1 federal disaster brought FEMA money here

Disasters the President declared that paid out in Orchard itself: aid to households, or repair grants to the Village of Orchard.

Brought FEMA money into OrchardDeclared for Antelope County only

2019

Severe Winter Storm, Straight-Line Winds, and Flooding

1 household applied for aid

Antelope County has had 11 natural disasters declared since 1953, most often severe storms and floods.

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Orchard is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to Orchard’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of Orchard. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.