Natural hazards · Oconee

Oconee, NE natural hazards

Most of the natural-hazard damage FEMA expects in Oconee comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 33 claims here since 1982.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is Oconee?

Very high

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in Oconee to be higher than in 85% of U.S. communities, mostly from hail and inland flooding.

Hail38%Inland flooding30%Tornadoes13%Strong wind9%Drought6%Everything else5%

By hazard

What Oconee faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

38% of expected damage

Well above average · higher than 95% of U.S. places

Recorded about 7 times a year in the area

Inland flooding

30% of expected damage

Well above average · higher than 90% of U.S. places

Recorded about once a year in the area

Tornadoes

13% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 5 years in the area

Strong wind

9% of expected damage

Well above average · higher than 98% of U.S. places

Recorded about 4 times a year in the area

Drought

6% of expected damage

Recorded about 43 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does Oconee flood?

Every paid claim on a federal flood insurance policy in Oconee, from FEMA’s records.

33paid claims since 1982

$1.2Mpaid to owners

0homes flooded more than once

19822026

Biggest named events

March 2019 Midwest Flooding: 9 claims, $813K
Midwest Flooding: 1 claim, $10K

of homes in flood zones
are insured

of all homes
are insured

No community discount. Oconee isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Platte County.

Disasters that hit Oconee

Federal disasters declared here

None of the disasters declared for Platte County shows FEMA aid or repair money reaching Oconee itself in FEMA’s records.

Brought FEMA money into OconeeDeclared for Platte County only

Platte County has had 21 natural disasters declared since 1953, most often severe storms and floods.

Around Oconee

Oconee and the towns around it

Very lowLowModerateHighVery high

Genoamostly hailVery high

Prairie Creekmostly hailVery high

Oconeemostly hailVery high

Monroemostly hailVery high

Lost Creekmostly hailVery high

Butlermostly hailVery high

Columbusmostly tornadoesHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. Oconee covers 1 census tract, combined by population.

Money that reached townFlood claims are matched to Oconee’s own flood-insurance community (here, the census tracts inside it); household aid to the registrant’s city; repair grants to the Township of Oconee. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

FEMA’s expected losses across Oconee total about $7.8M a year, counting buildings, people and crops.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.