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Natural hazards · North Loup

North Loup, NE natural hazards

Most of the natural-hazard damage FEMA expects in North Loup comes from hail, and overall the risk is very high for a U.S. community. Flood insurance has paid 4 claims here since 2010. 3 federal disasters brought FEMA money into town.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations
Expected damage

How exposed is North Loup?

82
Very high
vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Loup to be higher than in 82% of U.S. communities, mostly from hail and drought.

Hail39%Drought22%Strong wind17%Inland flooding15%Everything else8%
By hazard

What North Loup faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Hail

39% of expected damage
Well above average · higher than 98% of U.S. places
Recorded about 6 times a year in the area

Drought

22% of expected damage
Recorded about 32 times a year in the area

Strong wind

17% of expected damage
Well above average · among the top 1% of U.S. places
Recorded about 2 times a year in the area

Inland flooding

15% of expected damage
Well above average · higher than 82% of U.S. places
Recorded about once every 4 years in the area

Lower here

TornadoesIce stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity
Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.
Flood insurance claims

Does North Loup flood?

Every paid claim on a federal flood insurance policy in North Loup, from FEMA’s records.

4paid claims since 2010
$24Kpaid to owners
0homes flooded more than once
20102026
of homes in flood zones
are insured
of all homes
are insured
No community discount. North Loup isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.
Insurance rates: Valley County.
Disasters that hit North Loup

3 federal disasters brought FEMA money here

Disasters the President declared that paid out in North Loup itself: aid to households, or repair grants to the Village of North Loup.

Brought FEMA money into North LoupDeclared for Valley County only
2019

Severe Winter Storm, Straight-Line Winds, and Flooding

$588K to the Village of North Loup for repairs
2010

Severe Storms and Flooding

$37K to the Village of North Loup for repairs
2007

Severe Storms and Flooding

$34K to the Village of North Loup for repairs
Valley County has had 16 natural disasters declared since 1953, most often severe storms and floods.
About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.
Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Loup is smaller than a census tract, so it shares the figures of the tract around its center.
Money that reached townFlood claims are matched to North Loup’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Village of North Loup. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.

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Boundary source: https://tigerweb.geo.census.gov/arcgis/rest/services/TIGERweb/Places_CouSub_ConCity_SubMCD/MapServer/18 · 2025-01-01
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