Natural hazards · North Cedar

North Cedar, NE natural hazards

Most of the natural-hazard damage FEMA expects in North Cedar comes from inland flooding, and overall the risk is high for a U.S. community.

FEMA National Risk Index, December 2025 · OpenFEMA claims, aid & declarations

Expected damage

How exposed is North Cedar?

High

vs. U.S. communities

FEMA expects yearly storm and flood damage to homes and buildings in North Cedar to be higher than in 66% of U.S. communities, mostly from inland flooding and tornadoes.

Inland flooding38%Tornadoes18%Hail17%Drought12%Strong wind9%Everything else8%

By hazard

What North Cedar faces

Each hazard’s share of the damage FEMA expects here, and how that compares with the rest of the country.

Inland flooding

38% of expected damage

Above average · higher than 66% of U.S. places

Recorded about 2 times a year in the area

Tornadoes

18% of expected damage

Well above average · among the top 1% of U.S. places

Recorded about once every 8 years in the area

Hail

17% of expected damage

Well above average · higher than 94% of U.S. places

Recorded about 7 times a year in the area

Drought

12% of expected damage

Recorded about 32 times a year in the area

Strong wind

9% of expected damage

Well above average · higher than 97% of U.S. places

Recorded about 4 times a year in the area

Lower here

Ice stormsWinter weatherCold wavesHeat wavesWildfireEarthquakesLandslidesLightning

Not a risk here

Coastal floodingHurricanesAvalanchesTsunamisVolcanic activity

Flood risk changes street by street. Check a specific address on FEMA’s flood map, and ask about flood insurance before you buy.

Flood insurance claims

Does North Cedar flood?

FEMA's records show no paid flood insurance claims in North Cedar.

of homes in flood zones
are insured

of all homes
are insured

No community discount. North Cedar isn’t in FEMA’s Community Rating System, which cuts flood insurance up to 45% in towns that do extra flood-proofing.

Insurance rates: Saunders County.

Disasters that hit North Cedar

Federal disasters declared here

None of the disasters declared for Saunders County shows FEMA aid or repair money reaching North Cedar itself in FEMA’s records.

Brought FEMA money into North CedarDeclared for Saunders County only

Saunders County has had 26 natural disasters declared since 1953, most often severe storms and floods.

Around North Cedar

North Cedar and the towns around it

Very lowLowModerateHighVery high

Plattemostly inland floodingVery high

Morse Bluffmostly inland floodingHigh

North Cedarmostly inland floodingHigh

Pohoccomostly inland floodingHigh

South Cedarmostly inland floodingHigh

About these numbers

How to read this page

An average, not a forecastFEMA’s National Risk Index estimates the damage 18 kinds of natural hazards cause in a typical year, from decades of records and models. A quiet decade can follow a bad year.

Compared by rate“Higher than N%” compares yearly damage as a share of what’s here, so a big city isn’t rated riskier just for having more buildings. North Cedar is smaller than a census tract, so it shares the figures of the tract around its center.

Money that reached townFlood claims are matched to North Cedar’s own flood-insurance community; household aid to the registrant’s city; repair grants to the Township of North Cedar. FEMA’s model follows property values, so a place that recently lost many homes can rate lower than it feels.

Sources: FEMA National Risk Index (December 2025); OpenFEMA: NFIP redacted claims, multiple-loss properties, community status book and residential penetration rates, housing assistance (owners and renters), public assistance funded projects, hazard mitigation properties and disaster declarations. Census tracts: U.S. Census Bureau.